NUMBER 1 PAID APPS -
We've All Done It We have An App Or Subscription Service That Comes With A Free Trial Only We Forget To Set A Calendar A Reminder When The Free Trial Ends And Before We Know It $29.99 Is Funneled Out Of Our Bank Account Sometimes These Expenses Are A Bit Sneakier $0.99 For Gaming Up Here A Dollar Ninety-nine For A Photo Editing Out There It Adds Up That's Why It's Important To Take A Minute To Comb Through Your Paid Apps And Cancel Any Of These Forgotten Subscriptions.
If You're On An iPhone Go To The App Store And Visit Your Account They Are Top Subscriptions If You Have An Android Go To The Google Play Store And Navigate To The Menu Where You'll See Subscriptions You Might Be Shocked To See What You've Been Subscribed To But You Can Cancel These Apps Immediately .
NUMBER 2 BANK FEES -
Here's The Truth It's Way Too Easy To Get Complicated Into The Expensive Web Of Bank Fees There Are The Obvious Ones Like Over Drafting Then The Ones That Will Sneak Up On You Like Monthly Maintenance Fees And Minimum Balance Fees While These Fees Tend To Be Inexpensive As A Single Instance.
They Can Add Up Overtime Costing You Hundreds Of Dollars A Year If You're Like Me Then There Is No Way You Were Willing To Throw Away This Money Which Is Why I Want To Share With You A Few Techniques That I've Used To Limit My Financial Expenses The First Is To Investigate Online Banks.
This Generally New Type Of Budgetary Organization Dwells Totally Internet Meaning Less Overhead And As A Result Less Fees Being Charged To Its Clients A Few Years Ago I Made The Switch From Traditional Banking To Online Banking For The Majority Of My Banking Needs And Noticed.
A Cost Savings Right Away However One Drawback Was Alack Of Atm S I Could Access When Using An Online Bank Which Is Why I Maintained Done Account At A Traditional Bank In Order To Avoid Bank Fees I Opened Up A Basic Checking Account And Negotiated A Fee Structure That Kept My Cost To A Minimum So That My Money Stayed In My Pockets And Not The Bank's
NUMBER 3 BOTTLED WATER -
NUMBER 5 CREDIT CARD INTEREST -
NUMBER 6 PHONE BILL -

NUMBER 7 GROCERIES -

Yes You Need To Eat But Youprobably Be Surprised At How Much Money You Waste On Groceries Every Singlemonth The Average Amount Of Money A Family Of Four Spends On Groceries Isestimated At Nearly A Thousand Dollars A Month Which Makes It One Of The Highermonthly Expenses We Typically Incur And A Lot Of This Money Is Wasted A 20-18study In Science Daily Found That Americans Waste On Average A Pound Offood A Day Which If Avoided Can Mean Big Savings In The Grocery Department Onereason That There Is So Much Food Waste Is That Humans Are Terrible Plannersthey Either Aimlessly Walking To The Grocery Storeand Overestimate.
Their Needs Or By Sporadically And Miss Out On Takingadvantages Of Sale However With A Bit Of Planning I Havefound That Personally I Can Shrink Down My Own Grocery Bill By Writing Downexactly What I Need Before I Order The Store I've Reduced My Weekly Grocerycosts From One Hundred And Fifty Dollars To A Hundred Dollars Which In The Courseof A Year Is A Savings Of $2,600 One Strategy.
That Was Shared With Me By Aclose Friend Was To Only Pay For Groceries With Cash You See All Toooften People Find Themselves At The Grocery Store Hungry And Eager To Fillup Their Shopping Carts Which Is Facilitated By The Seemingly Endlessability To Spend On Credit When You Have A Set Amount Of Money In Your Wallet Youcan't Go Wild And Buy Everything You Think You Want And Instead Stick To Thebasics Which Will Keep Your Grocery Costs Low.
NUMBER 8 NEW CAR -

Cars Maybethe Biggest Waste Of Money On Earth And This Is Especially True When It Comes Tonew Cars The Average Car Loan Takes Six To Nine Direct Three Months Toward Reimburse Andamericans Are Straying Further Into The Red To Purchase More Costly Vehicles Than Any Other Time In Recent Memory Carbuyers On Averageborrow $31,000 For New Vehicle Buys And Are Left Withanaverage Monthly Payment Of More Than $500 For Most Car Buyers There Is Noreason To Ever Buy A Brand-new Car Especially As The New Car Loses Around11% Of Its Value The Second You Drive It Off The Lot Then Over The Next Threeyears The Car Will Further Depreciate By Forty To Fifty Percent Of Its Originalvalue With An Average Selling Price Of Around Thirty Thousand Dollars That's$15,000.
In Depreciation Cost But The Same Car That Is Now Three Years Oldwill Depreciate Roughly 25 Percent During The Next Three Years Of Ownershipmeaning That If You Buy A Slightly Used Car You Are Going To Avoid A Largeportion Of The Cars Overall Depreciation Moreover If You Opt For A Reliable Usedcar And Take The Shortest Loan Term You Can Afford You'll Repay Your Loan Muchquicker I Recommend You Drive Your Car As Long As Possible While You Save Themoney You'd Have Used For Vehicle Installments In A Perfect World You Ought To Have The Option To Purchase Your Next Vehicle With Money And Keep On Putting Something Aside For Vehicles
NUMBER 9 COFFEE -

NUMBER 10 EATING OUT -
