WHAT TYPE OF HEALTH INSURANCE IS NOT COVERED IN INDIA 2020

 HEALTH INSURANCE EXCLUSIONS



HEALTH INSURANCE POLICY



Today I Will Tell You About Some Special Terms And Conditions Of Health Insurance. You Must Know About It.


If You Have Health Insurance Or You Are Thinking Of Taking Health Insurance, Then You Need to Know These Conditions.


The First Of These Is The 'waiting Period' In All Health Insurance Policies,


There Is A Waiting Period. Between Which Some Diseases Are Not Covered. Accident In Health Insurance Is Covered From Day One. But Any Disease Such As


DENGUE,

FEVER


TYPHOID,


MALARIA, ARE ALL COVERED AFTER 30 YEARS. 


If You Have Any Disease Within 30 Days Of Taking A New Policy, Then You Will Not Get Its Clam. Which Needs To Be Operated, Is Covered Only After The Completion Of Two Years Of The General Policy.


SUCH AS PILES,


HERNIA,
STONES,


APPENDIX, CATERERS, JOINT REPLICATION AND ANY TYPE OF EAR NOSE AND THROAT SURGERY ARE ALL COVERED AFTER TWO YEARS. 



Apart From This, While Taking A Pre-existing Disease I.e. Policy, Which You Already Have A Disease Or You Have Done An Operation Before Taking The Policy. This Is Called 'pre Aggressive Disease'.


It Is Usually Covered After 3 Or 4 Years. And In Some Cases It Can Be Removed From The Cover Forever. If There Is Any Confusion Due To Pregnancy Or Due To That, Then Its Health Insurance Policy Is Not Covered. For This, The Pregnancy Benefit Policy Is Available Separately.


Which Also Has A Waiting Period Of Almost 3 Years. 'hospital Sub. Limit ' It Is Very Valid In Your Health Insurance Policy That If Your Policy Has Room Rent Limit And All The Limits Are Engaged In Different Diseases.


So You May Have To Spend A Lot From Your Pocket. So You Must Know The Room Rent Limit In Your Policy And There Is No Limit On The Expenses Of The Operations. Apart From This, There Are Some Common Exceptions In Health Insurance. Which Is Also Called 'permanent Exception' Such As Loss Which Occurs In War Or War-like Situation. 'international Self-injury' Means To Attempt Suicide Or To Harm Oneself.


Whether It Is Conscious Or Insane. A Dangerous Game Like


RACING, DIVING, SCUBA DIVING, PARA SHOOTING, MOUNT CLIMBING LIKE THE INJURY CAUSED BY THE GAME AND THE INJURY CAUSED IN THE CRIMINAL ACTIVITY ALSO CANNOT BE COVERED. 


The Disease Caused By The Consumption Of Alcohol, Tobacco, Or Any Other Substance Is Also Not Covered Here. Weight Control Programs, Plastic Surgery, Cosmetic Surgery, And Dental Treatment Also Come In Medical Displays. And Almost All The Health Insurance Companies In India Do Not Cover Treatment Outside India.


There Are Also Separate Plans For This. Apart From This, Birth Diseases And Mental Illnesses Are Also Not Covered In Health Insurance. To Avail Health Insurance, Admission Is Done In The Hospital For 24 Hours. Opd Treatment Is Not Covered In Health Insurance.






AKASH TIMES

I AM AN ENGINEER BY PROFESSION BUT BLOGGER IS MY OLD DAYS DREAM TO CREATE MY OWN SITE FOR THOSE WHO ARE CURIOUS ABOUT MY BIRTHPLACE THEN I AM COMING FROM (INDIA). THE CURRENT CITY LIVES IN NAVI MUMBAI, INDIA

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