WHAT IS CREDIT CARD AND DEBIT CARD? QUESTIONS RELATED TO CREDIT CARD V/S DEBIT CARD?

DIFFERENCE BETWEEN CREDIT CARD AND DEBIT CARD - KNOWLEDGE TO KEEP ATM SAFE AND SECURE FULL INFORMATION?

Hello Friend, Do You Have Any Questions Related To Credit Card V / S Debit Card, What Is Credit Card V / S Debit Card? If You Have Any Question About This, Then Today, Through This Post, What Is Your Credit Card V / S Debit Card? And What Is The Difference Between Them?

You, Will, Answer All The Questions Related To This And Will Tell You How You Can Keep Your Credit Card V / S Debit Card Safe And Through This Post, We Will Give You A Lot Of Information That Will Be Very Useful For You. Is.


I Can Tell You That Since The Note Has Been Closed In India Since Then The Government Has Given A Lot Of Attention To Cash Less Or We Can Say That Digital Payment Is Too Much Because It Does Not Carry Cash Everywhere Or If Cash Is Not Passed. Because Of That, We Have To Face Many Problems.


The Christian Government Focused On Cash Less So That The Problems Of People Could Be Reduced And All Our Work Could Be Done Without Cash.


Cash Less Is Cash In Less You Should Bank Without Any Of Their Hp Cash From Your Mobile Can Baj Aids In The Bank Is Only This You Can Also Go Shopping Elsewhere Even If You Have Cash Or Not Just Your Account I Should Have Money.


The Biggest Advantage Of Cashless Or Digital Payment Is That Now People Do Not Have Any Need To Keep Cash Because Any Payment You Can Make Is Digital Payment, Which Is Very Safe And Easy And Also Saves Your Time. And Many Problems Have Also Been Overcome.


Digital Payment Is Most Important For A Bank Account If You Have A Bank Account You Have Digital Payment Can When We Open An Account With A Bank, The Bank Gives Us A Card A Plastic.


Through Which We Can Make Digital Payment And We Call This Card Atm Card Or Debit Card, This Card Is Easily Available To You, Through This Card, We Can Do Online Transaction.


Now One Thing Must Be Coming To Your Mind That When Both Are Using The Card For Online Transactions, What Is The Difference Between Them? Why Do We Use Two Different Cards, Why Not One Card,


So Let's Know What A Credit Card And Debit Card? And What Is The Difference Between Them? And Why Do We Use Two Different Cards? Why Should We Use A Single Card?

WHAT IS CREDIT CARD AND DEBIT CARD?  QUESTIONS RELATED TO CREDIT CARD V/S DEBIT CARD?


WHAT IS A DEBIT CARD?


What is a Debit Card? A Debit Card is an online payment card through which an account holder can make an online transaction with his account.


That is, the account holder can buy any similar thing from the debit card of his account and he can play it online with the Debit card.


A Debit Card is linked to your account and it also has a PIN, which you can use to withdraw money from your account. With a Debit Card, you can make an online payment to anyone, you can send money to anyone.


 And whenever there is any disconnection from your account, all the information about it is found on your mobile, you get to know how much money has been withdrawn from your account and how much is left, through a debit card, you can do any shopping. You can just have your debit card.


You can do many other things with your debit card, if you say that a debit card is very special in your life, it will not be wrong.


WHAT ARE THE TYPES OF DEBIT CARD?


THERE ARE FOUR TYPES OF DEBIT CARDS -


  1. RUPAY DEBIT CARD
  2. VISA DEBIT CARD
  3. MASTER DEBIT CARD
  4. MAESTRO DEBIT CARD


NOTE- TRANSACTION LIMIT FOR EACH DEBIT CARD VARIES.


WHAT IS A CREDIT CARD?


If we say in easy language, a credit card is a card that the bank gives us. This card is a loan card from which you can buy any item online according to the credit card limit and can not get this money from your account. is.


But they are deducted from the debit card, which gives you the bank on the loan, you have to pay this money to the bank within a month, if you do not deposit this money within a month, then the bank also takes interest in this money from you. And if you deposit within a month, the bank does not charge you any interest.


You should also know that each credit card's limit is fixed like our Debit Card has a limit and you can use it within this limit and you cannot use it more than that.


The bank itself makes the limit for your credit card, it is made according to the limit customer and it depends on their transaction and income.


The credit card limit is decided according to this so that you can easily repay that loan and if your income is not so much that you cannot repay the Credit Card Minimum Limit.


So the bank does not make your credit card, moreover, there are any terms or conditions of the bank, which you have to fill full.


Even if you do not fill any one of these conditions, the bank does not give you a credit card.


TYPE OF CREDIT CARD?


Today, All The Banks Give Credit Cards, But It Comes Here That There Are So Many Types Of Credit Cards. The Bank Has Divided The Credit Cards Into 4 Categories According To The Income Of Its Users.


  1. VISA CREDIT CARD
  2. AMERICAN EXPRESS CREDIT CARD
  3. CARBON CREDIT CARD
  4. BRITISH AIRWAY CLASSIC CREDIT CARD


WHAT IS THE DIFFERENCE BETWEEN CREDIT CARD AND DEBIT CARD


So far, you must have understood what is Credit Card and Debit Card and along with it we have also understood what is the difference between these two, but still, we can tell you that Credit Card v. / s What is the difference in Debit Card which is as follows -


  • The First Difference In The Credit Card V / S Debit Card Is That The Debit Card Is Linked To Your Bank Account While The Credit Card Is Not Linked To Your Bank Account.
  • As Long As You Can Spend Money With A Debit Card, As Long As You Have Money In Your Bank Account But You Can Spend As Much Money As You Can On A Credit Card, You Cannot Spend More Than The Limit Of Your Credit Card.
  • Debit Card Is Available To Everyone Nowadays. When You Open An Account, All Banks Give You A Debit Card, But First, You Have To Apply For A Credit Card And After That, The Bank Checks Your Statement, Salary, Well. After That, You Are Given A Credit Card.
  • You Have To Pay The Money You Have Spent With A Credit Card In A Limited Period If You Do Not Pay On Time, Then You Have To Pay Some Of Its Charges But On Debit Card It Does Not Happen.
  • With A Debit Card, You Can Withdraw Money From An Atm Machine, But A Credit Card Is Used Only For Cash Less.

HOW TO KEEP DEBIT CARD AND CREDIT CARD SAFE


If you are also thinking about how to keep your Debit Card and Credit Card safe, then we are going to give you some very good tips so that you can keep your Debit Card and Credit Card safe and you do not have any problem. it occurs

KEEP YOUR PIN NUMBER PROTECT


There Is A Pin In Our Credit Card And Debit Card With Which We Transact, Do Not Tell This Pin Code To Anyone, Even If They Are A Bank Employee, Because The Bank Never Asks for Your Pin Code, Along With Your Card Number.


Also, Do Not Tell Anyone And Tell The Expiry Date To Anyone, You Can Also Be In Danger.


YOUR STATEMENT PERIODICALLY CHECK TO


Be sure to check your statement from time to time because any event can happen to you at any time, as well as you will also know whether you have done this transaction or not.


POPULAR SITE HTTPS ON TRANSACTION 


There is also a lot of Fack Site to Transaction on the popular site, which hacks your account and you do not even know, so always keep in mind that the site you are transacting from is not a Fack. Otherwise, the result of this can be very bad, which can withdraw all the money from the Bank Account.


  • Use ATM with bank

  • ATM machine is found everywhere in this door today, whether it is Airport, Bus Stand or any railway station, ATMs are found everywhere in all these places, crowds are more and cameras are less and in such a way There are many people at the place who have such devices with the help of which they hack all the information of your ATM and you do not even know.


So whenever you do a Transaction ATM, always keep in mind that the ATM you are transacting should be with the ATM bank, if you have any problem with this, then you can complain to the bank soon.


COMPLAIN IMMEDIATELY IF A CARD IS STOLEN


If This Happens To You That Your Wallet Has Been Stolen And Your Atm Is Also In It, Do Not Delay At All And Immediately Close Your Card As Soon As There Can Be Any Transaction From Your Account And Your Account Can Withdraw Money From


Always Keep In Mind That Whenever Your Atm Is Stolen, Make Sure That The Atm Is Closed, So There Will Be No Transaction From Your Account And Your Account Will Remain Absolutely Safe.


NOTE - DO NOT USE COMMON PIN

We all know very well that most people use one PIN for all accounts, which is not right, if you do this too, then change your PIN today, because anyone can Guess the Common Pin.


Use a PIN that is different from the thinking of people, which no one can think of, it will be good for you.


So what was this Credit Card v / s Debit Card? I hope you have liked all the information related to this and you must have understood very well what is Credit Card v / s Debit Card? How to use them


We are all aware that the credit card v / s debit card is as deadly as it is full, so from now on, use your credit card v / s debit card carefully and use it properly.


And if you face any problem, then if you have any questions related to Credit Card v / s Debit Card or if you have any questions, you can ask us by commenting and we will help you completely.

AKASH TIMES

I AM AN ENGINEER BY PROFESSION BUT BLOGGER IS MY OLD DAYS DREAM TO CREATE MY OWN SITE FOR THOSE WHO ARE CURIOUS ABOUT MY BIRTHPLACE THEN I AM COMING FROM (INDIA). THE CURRENT CITY LIVES IN NAVI MUMBAI, INDIA

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